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Thank you, I did not expect a response as quick and informative. You helped me and my family save close to $2000. Thanks for the early Christmas present! -- Eric, 11/26/07
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Thank you so much for such helpful advice. -- Woodrow, 11/04/07
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Very helpful! -- Yuzu, 11/30/07
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Thank you Michael for your time and effort into the e-mail. I have been here in Germany for almost 8 years and I can tell you from what I have seen, the folks here don’t work as hard as you have. My family appreciates your efforts. You have made the move to Arizona less stressful. -- Julie Kiefert-Couch (Germany), April 2008
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Individual Health Insurance For Arizona Residents
Welcome to Michael Higgins Insurance. We are an independent medical insurance agency that specializes in health insurance plans offered by Blue Cross Blue Shield of Arizona. From our site, you can get a free quote or purchase Arizona health insurance coverage from Blue Cross Blue Shield of AZ, a not-for-profit health care provider that has the highest customer approval rating, as well as the largest network of doctors and hospitals in Arizona.
Whether you're located in a distant rural town or settled in metropolitan Tucson, Flagstaff, or Phoenix, individual health insurance plans are a convenient, affordable way to protect yourself from unexpected and even catastrophic medical expenses. Individuals, the self employed, or others in Arizona that do not have health insurance coverage available through an employer should consider Blue Cross Blue Shield of Arizona family or individual health insurance plans.
Short-term individual health insurance plans for folks who are between jobs or are waiting for new group coverage to begin are also available. Click on the link for individual health insurance short term plans and their prices. If you find a plan, which suits your needs, you may conveniently purchase it online.
Blue Cross® Blue Shield® of Arizona has individual health insurance plans specifically designed for Arizona residents. If this is your first time shopping for individual health insurance, you may want to start by learning more about which plan may be best for you. All Blue Cross Blue Shield of Az individual health insurance plans include doctor office visits, hospital benefits, prescription medications, routine physical exam, preventive screenings, and well-child care with routine immunizations. If you are interested, you can even receive an individual health insurance free quote online.
As you peruse the various individual health insurance Blue Cross Blue Shield of Arizona plans, there are some considerations to ponder before making your choice.
Not all doctors participate as providers associated with Blue Cross Blue Shield of Az. Mike Higgins understands that many folks prefer to remain with a particular physician. Call your doctor’s office and ask if they are part of the BluePreferred or BlueSelect networks.
If you are looking for maternity benefits that include prenatal care and normal delivery, you'll want a plan such as BlueSelect, which covers prenatal, delivery, and postpartum maternity care. However, the contract must be in force for 12 months before the delivery occurs. In addition, Michael Higgins Insurance wants you to be aware that the individual health insurance BluePreferred and BlueClassic plans only cover complications of pregnancy.
Dental insurance is always great to have. Family and individual health insurance
dental plans are available from Total Dental Administrators Health Plan, Inc. With their comprehensive prepaid dental plans that contract with private practicing dentists, you will have access to affordable, quality dental care.
Arizona Health Insurance From HigginsCompanies.com
From our site you can recieve a free quote and purchase health insurance coverage from Blue Cross Blue Shield of AZ, the company with the highest customer approval rating, as well as the largest network of doctors and hospitals in Arizona.
Your broker of record is Michael Higgins. He will help you find the best policy for your needs, at the guaranteed best price.
Mike Higgins | Email | P.O. Box 34754 | Phoenix, AZ. 85067 | (602) 405-8769 | (877) 619-8621
In our more than 28 years in the Arizona health insurance field, Michael Higgins Insurance has found that BluePreferred Basic has the lowest premiums in most areas of the state. To determine which individual health insurance plan is best for you, consider how often you visit the doctor, how willing are you to use Preferred providers and if a high deductible plan is affordable? By choosing a higher individual health insurance deductible plan such as BluePreferred or BlueClassic, you will pay lower monthly premiums.
When you choose a high- deductible individual health insurance plan such as BluePreferred Saver or BlueClassic, contemplate opening a health savings account known as an “HSA”. Health savings accounts allow individuals more control over their healthcare expenses. Michael Higgins suggests you consider this option. Learn more about an individual
Health Savings Account.
If you have what are considered pre-existing conditions, please read the Blue Cross Blue Shield of Az guidelines to determine your eligibility for an individual health insurance plan.
For additional information about specific Blue Cross Blue Shield of Arizona individual health insurance plans- click here.
When you decide to purchase a Blue Cross Blue Shield of Arizona individual health insurance plan, please give Michael Higgins a call. As your Broker of Record, he will provide the personalized service you want from a health insurance broker.
If you have any questions, please contact Michael Higgins at 602.405.8769 or e-mail: Mike Higgins.
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