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P.O. Box 34754
Phoenix, AZ. 85067
(602) 405-8769
(877) 619-8621 (toll free)

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
-- Dave 7/19/07

Mr. Higgins explained in ways that I can understand. His compassion was unequal!
-- Roxanne, 1/27/08

Thanks, Michael, I truly appreciate your prompt assistance...
-- Laura 1/15/08

Thank you. This is helpful and I appreciate your time and assistance.
-- Rick, 12/14/07

I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
-- Liza, 03/31/08

Affordable Arizona Health Insurance from
Blue Cross® Blue Shield® of Arizona

Welcome to Michael Higgins Insurance, an independent medical insurance agency that specializes in health insurance plans offered by Blue Cross Blue Shield of Arizona.

It use to be a given that most working Americans and their families would be covered by the health insurance plan offered by their employer. Times have changed. Today, large and small companies are searching for ways to hold down the rising costs of health insurance. Some companies simply don’t offer health benefits, while other companies often require employees to contribute a larger share toward their coverage. At most companies contract workers and part-time employees don’t qualify for health benefits. And then there is the large group of folks such as students, the elderly, the unemployed, other members of the family, or the new college graduate, who may not have any health insurance or need supplementary health insurance.

At Michael Higgins Insurance, we will assist Arizona businesses, individuals, and families in making an informed decision regarding their health insurance needs. Even though there are other Arizona health insurance plans available, Michael Higgins Insurance has deliberately chosen to only represent the AZ health insurance provider: Blue Cross Blue Shield of Arizona. With high quality, affordable medical insurance plans for businesses and individuals, we believe that Blue Cross Blue Shield of AZ offers the most choices, the best rates, and the service that everyone should expect with their Arizona medical insurance company.

The consequences of going uninsured or under insured can be catastrophic. When compared to the insured, the uninsured receive less preventative care, less therapeutic care, and are often diagnosed at more advanced stages of a disease resulting in higher mortality rates. And if a major illness or non-work related injury should occur resulting in your having to pay out of pocket medical expenses, the results could be devastating.

Michael Higgins Insurance will help you select the best possible plan, explain the coverage options, and provide you with on-going service for your student, family, group or individual medical insurance policy. There are no extra or hidden broker fees since the premiums for all Blue Cross Blue Shield of AZ. health care plans are determined by Blue Cross Blue Shield of Arizona, and regulated by the Arizona Department of Insurance.

To apply, simply complete and submit an online application form. Our convenient online quote generator is the first step to choosing a plan appropriate to your needs.

Apply Online for Free - No Application Fee

The $20 application fee to apply for coverage will now be waived for those applying online through the HigginsCompanies.com site.

For further information 24/7, please call 602.405.8769, or toll-free 877.619.8621.

Michael Higgins Insurance looks forward to hearing from you.

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Blue Cross® Blue Shield® of Arizona

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HigginsCompanies.com is your Arizona health insurance resource for coverage by Blue Cross Blue Shield of Arizona. Whether you're looking for the best value in Arizona dental insurance, AZ health insurance, Arizona medical insurance, or dental insurance AZ, we're the Arizona insurance agents affiliated with a name you trust, and a proven track record of performance: Blue Cross Blue Shield of AZ.
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